{"id":37,"date":"2019-01-07T12:49:44","date_gmt":"2019-01-07T12:49:44","guid":{"rendered":"http:\/\/localhost\/besuregroup\/?page_id=37"},"modified":"2019-01-15T12:13:49","modified_gmt":"2019-01-15T12:13:49","slug":"miscellaneous","status":"publish","type":"page","link":"http:\/\/www.binastre.in\/besuregroup\/miscellaneous\/","title":{"rendered":"Miscellaneous"},"content":{"rendered":"\n
\n

New India Global Mediclaim Policy<\/h4>\n

This Product is available for any Person who has a Health Insurance Policy with Sum Insured of 8 lakhs and above. However, non-availability of the base Policy will not prejudice either the Claim or Renewal of this Policy. A discount of 5% shall be offered in Premium, to the Insured\u2019s who has Health Insurance Policy with New India.<\/p>\n<\/div>\n\n\n

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Age at Entry <\/h5>\n

all the persons proposed for this Insurance should be between the age of 18 years and 65 years. The persons beyond 65 years can continue their Insurance provided they are insured under the Policy with us without any break.<\/p>\n
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100% pre-policy medical tests mandatory for all proposals,<\/p>\n
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\"miscellaneous-insurance\"<\/div><\/div><\/div><\/div>\n\n\n
\n\n

Note<\/b>: Underwriter at his\/her discretion may request for any medicals tests and\/or past medical reports and\/or any additional information from the life in case of any adverse disclosures made in the proposal form on a case-to-case basis. The acceptance or rejection of a case would depend purely upon the scrutiny by medical underwriting team through the details furnished in the proposal form and\/or pre-policy medical test results and\/or past medical records (if any). A risk loading of up to 100 percent is also obligatory supported the Medical reports of the Insured.<\/p>\n

<\/div>\n
Why do you need Two Wheeler Insurance?<\/h5>\n

The cost of this check-up are borne by the proposer. However if the proposal is accepted, then 50% of the price of this check-up are reimbursed to the proposer.<\/p>\n

<\/div>\n
Plan Options<\/h5> \n

The maximum Sum Insured allowed on an individual life is:<\/p>\n

Plan A <\/b>: USD 0.5 million (USD 1 million Lifetime) [Asia Treatment Plan]<\/p> \n

Plan B <\/b>: USD 1 million (USD 2 million Lifetime) [Worldwide Treatment Plan] WLMC (World Leading Medical Centre) \u2013 Named centres will be used for offering this treatment<\/p>\n

*Change of Plan from Plan B to Plan A only is permitted.<\/p>\n

*Change of Plan from Plan B to Plan A only is permitted.<\/p>\n

<\/div>\n
Documents Required:<\/h5>\n
    \n
  • Aadhar Card<\/li>\n
  • Proposal Form for Insured<\/li>\n
  • Medical tests reports as per the medical grid and Proposal Form disclosure based on underwriting<\/li>\n<\/ul>\n\n
    Residential Guidelines:<\/h5>\n

    The policy can be issued to Indian citizens residing in India alone. Cover is not allowed to NRIs, OCIs,\nPIOs or foreign nationals residing in India for employment.<\/p>\n

    <\/div>\n
    Cancer surgery:<\/h5>\n

    Primary treatment of any new diagnosed Cancer that is diagnosed to be at Stage II or on top of (as outlined by AJCC cancer staging manual) and first treatment of up to two confirmed relapses. Relapse are preceded by a part wherever Insured are declared to be apparently free from malady which can plan Insured has completed customary protocol based mostly treatment for that Cancer. Cancer includes leukaemia, malignant neoplastic disease and malignant neoplastic disease. leukaemia must be Rai Stage II or on top of must be metropolis stage II or on top of.<\/p>\n

      \n
    • All non-melanoma skin cancers are excluded.<\/li>\n
    • Primary treatment is outlined as curative surgery and immediate chemo and radiation.<\/li>\n
    • Diagnostic procedures; preceding pre surgical radio and chemotherapy; in progress cycles of radio or chemo chemo therapy and future pain, and management taken in India are not covered.<\/li>\n<\/ul>\n\n
      Neurosurgery:<\/h5>\n

      Surgery to intra cranial structures including the brain, requiring general Anaesthesia and a craniotomy.<\/p>\n

      Keyhole surgery is included.<\/p>\n

      <\/div>\n
      Coronary Artery Bypass Graft (CABG)Surgery:<\/h5>\n

      The actual undergoing of heart surgical procedure to correct blockage or narrowing in one or a lot of coronary artery(s), by arteria bypass affixation done via a sternotomy cutting through the breast bone) or minimally invasive hole arteria bypass procedures.<\/p>\n

      – Angioplasty and\/or the other intra-arterial procedures area unit excluded.<\/p>\n\n

      Shopkeeper Policy Insurance<\/h4>\n

      Why does one need a Shopkeeper Insurance Policy?<\/b><\/p>\n

      Shop keeping is an economic activity pursued with the aim of earning maximum profits within the limits of Government Rules & Regulations as well as social values. To ensure that one can focus on this primary activity, it is necessary that the mind should be free from other worries not related to trading such as accidents, which could hamper the business activity<\/p>\n

      Now you can buy and renew policies Online. Buy a new Shop Insurance policy, Renew an existing Oriental’s Shopkeeper Insurance policy or renew policies bought from any other general insurance company by registering yourself on our Portal and paying online through your debit card \/ credit card or Net-banking. To check out various online facilities available, you may login on the Portal.<\/p>\n\n

      What does the Shop-keeper Insurance Policy cover?<\/b><\/p>\n

      Shopkeeper Insurance Policy covers all the probable risks and perils faced by small to medium sized shop owners. It provides protection for the property and the interests of the Insured in the business venture<\/p>\n

      <\/div>\n
      Salient Features of the policy:<\/h5>\n
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      • The Shopkeeper Insurance Policy may be taken for any shop of Puce construction where the cumulative value for building and contents is up to Rs.2 (Two) Cores.<\/li>\n
      • 15% of the sum insured is waived for the purpose of under insurance for section I<\/li>\n
      • Minimum four sections are to be taken out of which section 1B & 2 are compulsory. The Business Interruption (Section 13) can also be opted as one of the optional section.<\/li>\n\t
      • Shops selling confectionery and sweet meats items can be covered provided no process of manufacturing is done in the shop premises.<\/li>\n
      • Restaurants \/ cafes may not be covered.<\/li>\n
      • Dry Cleaner shops may be covered provided no process is carried out in the shop premises.<\/li> \n
      • Jewellery shops may not be covered.<\/li>\n
      • Tailor shops; watch repairers may be covered provided no process is carried out. Incidental repairs are however allowed.<\/li>\n
      • No Shopkeeper Insurance Policy may be issued for showrooms and display centers where no sales are carried out.<\/li>\n
      • Electrical & electronic goods like CCTV, Personal Computer and related equipments installed in shop of Insured may also be covered against the risk of fire, housebreaking, electrical or mechanical breakdown<\/li>\n<\/ul>\n\n

        Marine cum Erection Insurance<\/h4>\n

        \nThis is a comprehensive policy covering all physical risks that a project is exposed to right from the warehouse of the provider of equipments – whether or not foreign or autochthonic – to its erection, testing and authorization at the positioning.<\/p>\n

        \nIn case the provider has organized transit insurance upto the positioning, a Storage seed erection policy isissued limiting coverage to risks that the project is exposed to at the positioning solely.<\/p>\n

        <\/div>\n
        Who will take the policy?<\/h5>\n

        The policy is taken by the principal, contractor or sub contractor, together or severally.<\/b><\/p>\n

        The policy includes of two Sections<\/p>\n

          \n\t
        • Section I: Material Damage-covering physical loss, injury or destruction of the property insured by any cause, aside from those specifically excluded within the policy.<\/li>\n\t
        • Section II: Third Party Liability-covering the legal liability falling on the insured contractor as a results ofbodily injury or property injury happiness to a 3rd party.<\/li>\n\t
        • The policy covers all risk of physical loss or injury of insured property aside from those specifically excluded , together with :-<\/li>\n
        • marine voyage for imports<\/li>\n
        • offloading \/ storage at port<\/li>\n
        • inland transit to web site<\/li>\n
        • storage, handling, erection at web site<\/li>\n
        • testing and authorization at web site<\/li>\n<\/ul>\n
          \n
          Major Exclusions<\/h5>\n
            \n
          • Loss or injury because of faulty style, defective material or casting, dangerous accomplishment aside fromfaults in erection. This exclusion is restricted to things|the things} instantly affected and doesn’t apply to any eventful loss to properly dead items.<\/li>\n
          • Cost necessary for rectification or correction of any error throughout erection unless leading to physical loss or injury.<\/li>\n
          • Loss or injury because of gradual deterioration, weather conditions, oxidization etc.<\/li>\n
          • Loss discovered solely at the time of taking inventory.<\/li>\n
          • Loss arising out of penalty for delay, non-fulfillment of terms of contract.<\/li>\n<\/ul>\n\n

            Office Protection<\/h4>\n

            All-round protection for your office<\/h5>\n

            Businesses today face a number of potential risks beyond their control that may interrupt their daily operations. Everything from fires to typhoons to theft to various unexpected events can damage your office\u2019s contents and lead to losses. Your business operations can also be interrupted by computer system failure or the loss of important documents. Likewise, if a visitor to your office is seriously injured on your premises, you may be faced with a lawsuit.<\/p>\n

            In order to protect you and your business from these potential risks, you need sufficient protection. Office Protection Insurance Plan is an all-in-one solution that can help you to mitigate these and other risks, giving you total peace of mind so you can focus on running your business.<\/p>\n

            <\/div>\n

            Our all-in-one Office Protection package provides the following cover:<\/h4>\n
              \n
            • Office contents protection<\/li>\n
            • Business interruption protection<\/li>\n
            • Money protection<\/li>\n
            • Personal accident protection<\/li>\n
            • Public liability protection<\/li>\n
            • You can also choose to be insured with optional rider for Employees\u2019 Compensation Protection<\/li>\n<\/ul>\n\n

              Packaged Annual Premium<\/h4>\n

              You can enjoy comprehensive coverage to protect your employees, all equipment in the office, important documents, and money.<\/p>\n

              Does not include the Optional Rider of Employees\u2019 Compensation Protection. Also, offices that are located in an industrial building or in the premises aged over 35 years will be subject to different premiums, to be quoted separately.<\/p>\n<\/div>\n\n\n\n

              <\/p>\n","protected":false},"excerpt":{"rendered":"

              New India Global Mediclaim Policy This Product is available for any Person who has a Health Insurance Policy with Sum Insured of 8 lakhs and above. However, non-availability of the base Policy will not prejudice either the Claim or Renewal […]<\/p>\n","protected":false},"author":1,"featured_media":188,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-37","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"http:\/\/www.binastre.in\/besuregroup\/wp-json\/wp\/v2\/pages\/37","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.binastre.in\/besuregroup\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/www.binastre.in\/besuregroup\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/www.binastre.in\/besuregroup\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.binastre.in\/besuregroup\/wp-json\/wp\/v2\/comments?post=37"}],"version-history":[{"count":48,"href":"http:\/\/www.binastre.in\/besuregroup\/wp-json\/wp\/v2\/pages\/37\/revisions"}],"predecessor-version":[{"id":597,"href":"http:\/\/www.binastre.in\/besuregroup\/wp-json\/wp\/v2\/pages\/37\/revisions\/597"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.binastre.in\/besuregroup\/wp-json\/wp\/v2\/media\/188"}],"wp:attachment":[{"href":"http:\/\/www.binastre.in\/besuregroup\/wp-json\/wp\/v2\/media?parent=37"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}